Liquid Loans USDLPrice(USDL)
Details Liquid Loans USDL (USDL) Price information (USD)
The current real-time price of USDL is $1.03. In the past 24 hours, USDL has traded between $1.011 and $1.051, showing strong market activity. The all-time high of USDL is $1.15, and the all-time low is $0.8625.
From a short-term perspective, the price change of USDL over the past 1 hour is
Liquid Loans USDL (USDL) Market Information
Liquid Loans USDL (USDL) Today's Price
The live price of USDL today is $1.03, with a current market cap of $2.211M. The 24-hour trading volume is 9K. The price of USDL to USD is updated in real time.
Liquid Loans USDL (USDL) Price History (USD)
What is LIQUID LOANS USDL (USDL)?
When is the right time to buy USDL? Should I buy or sell USDL now?
Before deciding whether to buy or sell USDL, you should first consider your own trading strategy. Long-term traders and short-term traders follow different trading approaches. LBank’s USDL technical analysis can provide you with trading references.
Future price trend of USDL
What will the value be? You can use our price prediction tool to conduct short-term and long-term price forecasts for USDL.
How much will USDL be worth tomorrow, next week, or next month in ? What about your USDL assets in 2025, 2026, 2027, 2028, or even 10 or 20 years from now? Check now! USDL Price Prediction
How to buy LIQUID LOANS USDL (USDL)
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USDL Resources
To learn more about USDL, consider exploring other resources such as the whitepaper, official website, and other published information:
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LIQUID LOANS USDL (USDL) FAQ
What are Liquid Loans and the USDL stablecoin?
Liquid Loans is a decentralized lending protocol built specifically for the PulseChain network. USDL is the protocol's native stablecoin, which is over-collateralized by PulseChain (PLS) tokens. It is designed to maintain a stable 1:1 value with the US Dollar, providing a decentralized alternative for users within the ecosystem. Users can acquire USDL by locking PLS into a protocol Vault or by acquiring it through reputable trading platforms.
Does Liquid Loans charge interest on its USDL loans?
No, the protocol offers 0% interest-free loans. Instead of recurring interest charges, users pay a one-off borrowing fee at the time they mint USDL, typically ranging between 0.5% and 5%. Additionally, there is no fixed repayment schedule. Borrowers can keep their debt positions, known as Vaults, open indefinitely as long as they maintain the required minimum collateral ratio.
How does USDL maintain its peg to the US Dollar?
USDL maintains its $1 peg through hard and soft price-floor mechanisms. The redemption feature allows any user to exchange 1 USDL for exactly $1 worth of PLS directly from the protocol. Furthermore, the system requires over-collateralization, ensuring every USDL is backed by at least 110% of its value in PLS. Algorithmic borrowing fees also increase when USDL trades below the peg to discourage new supply and encourage price recovery.
What is the Stability Pool and how can users earn rewards?
The Stability Pool is a liquidity source used to facilitate liquidations and ensure protocol solvency. Users can deposit their USDL into this pool to become Stability Providers. In return, they earn two types of rewards: PLS collateral from liquidated Vaults (usually acquired at a discount) and LOAN tokens, which are the protocol’s secondary utility tokens. This mechanism allows users to earn rewards while supporting the stability of the stablecoin.
What is the LOAN token and how is it used?
LOAN is the utility and reward token of the Liquid Loans ecosystem. Unlike USDL, it is not a stablecoin. Its primary use case is for staking within the protocol. Users who stake their LOAN tokens receive a share of the protocol's revenue, which is generated from borrowing and redemption fees. These rewards are paid out to stakers in both USDL and PLS, allowing participants to benefit from the protocol's overall activity.
What is the risk of liquidation and how is it managed?
Liquidation occurs if a borrower’s collateral ratio falls below the Minimum Collateral Ratio (MCR) of 110%. If this happens, the Vault is closed, and the PLS collateral is used to pay off the debt via the Stability Pool. While the borrower loses their collateral, they keep the USDL they minted. To manage this risk, users are encouraged to maintain a safe collateral ratio, often recommended at 200%–300% or higher, to provide a buffer against market volatility.
