LBank Spot Earn is a flexible savings product that allows you to “earn while holding.” Your assets remain fully available for trading or withdrawal at any time, with no lock-up period or restrictions. For the first month, enjoy a subsidized annualized yield of 10% from LBank!

Below is a detailed step-by-step guide to get started easily and let your assets grow automatically.

How-to Steps

Step 1: Access LBank Spot Earn

  1. Log in to your LBank account (new users must complete registration and KYC verification first);

  2. After logging in, tap theуАМEarnуАНshortcut on the homepage to enterуАМSpot EarnуАН.

Step 2: Browse Available Products

  1. You will see a list of supported products, displaying key details such asуАМAssetуАН, уАМAnnualized Yield (Compounded)уАН,уАМ10k Shares/DayуАН, andуАМParticipated AmountуАН.

  2. Compare options or use the search bar for specific assets.

  3. Once selected, tapуАМJoin NowуАНfor your chosen asset.

Step 3: Agree to Terms & Participate

  1. Review the product details after tappingуАМJoin NowуАН.

  2. If your spot account balance is insufficient, the system will promptуАМInsufficient BalanceуАН. Tap theуАМ+уАНicon to deposit or transfer funds.

  1. CheckуАМI have read and agreed LBank Earn Service AgreementуАН;

  2. TapуАМJoin NowуАНto deduct the assets instantly and complete the subscription.

  3. Subscribed assets remain in your spot account, fully available for normal trading and withdrawal. Interest accrual starts the next day (T+1).

Step 4: View “My Earnings” & Track Progress

Entry 1

  1. Return to theуАМSpot EarnуАНand tapуАМMy ProjectsуАН.

  2. View Dashboard:уАМCumulative EarningsуАН,уАМSpot Earn accumulatedуАНandуАМFixed Earn accumulated earningsуАН;

  3. Navigate toуАМSpot EarnуАНfor details on subscribed products, includingуАМCumulative Profit (USDT)уАН.

Entry 2

  1. Alternatively, tapуАМDetailsуАНicon in the top-right corner of theуАМSpot EarnуАНpage.

  2. Go toуАМSpot EarnуАНto check current holdings, including уАМAnnualized Yield (Compounded)уАН, уАМ10k shares/DayуАН, andуАМParticipated AmountуАН.

  3. To stop participation, tapуАМExitуАН.

Important Notes

  1. Yesterday’s earnings are automatically distributed to your spot account before 18:00 daily—no manual claim required.

  2. To end participation, no redemption is needed; simply trade or withdraw assets. The system automatically settles remaining portions based on daily snapshots.

  3. First month: LBank subsidizes 10% annualized yield; subsequent months based on actual arbitrage returns from quantitative institutions.

  4. Zero management fees and zero transaction fees—100% of earnings go to users.

  5. Full asset flexibility, far superior to locked savings products.

Log in to LBank now and start earning on your idle assets in just a few simple steps!