LBank Spot Earn is a flexible savings product that allows you to “earn while holding.” Your assets remain fully available for trading or withdrawal at any time, with no lock-up period or restrictions. For the first month, enjoy a subsidized annualized yield of 10% from LBank!

Below is a detailed step-by-step guide to get started easily and let your assets grow automatically.

How-to Steps

Step 1: Access LBank Spot Earn

1. Log in to your LBank account (new users must complete registration and KYC verification first);

2. After logging in, tap the「Earn」shortcut on the homepage to enter「Spot Earn」.

Step 2: Browse Available Products

1. You will see a list of supported products, displaying key details such as「Asset」, 「Annualized Yield (Compounded)」,「10k Shares/Day」, and「Participated Amount」.

2. Compare options or use the search bar for specific assets.

3. Once selected, tap「Join Now」for your chosen asset.

Step 3: Agree to Terms & Participate

1. Review the product details after tapping「Join Now」.

2. If your spot account balance is insufficient, the system will prompt「Insufficient Balance」. Tap the「+」icon to deposit or transfer funds.

• With crypto assets: Choose「Deposit Cryptocurrency」or「Transfer Funds」;

• Without crypto assets: Choose「One-click Buy Crypto(App)」or「P2P Trading(App)」.

4. Check「I have read and agreed LBank Earn Service Agreement」;

5. Tap「Join Now」to deduct the assets instantly and complete the subscription.

6. Subscribed assets remain in your spot account, fully available for normal trading and withdrawal. Interest accrual starts the next day (T+1).

Step 4: View “My Earnings” & Track Progress

Entry 1

1. Return to the「Spot Earn」and tap「My Projects」.

2. View Dashboard:「Cumulative Earnings」,「Spot Earn accumulated」and「Fixed Earn accumulated earnings」;

3. Navigate to「Spot Earn」for details on subscribed products, including「Cumulative Profit (USDT)」.

Entry 2

1. Alternatively, tap「Details」icon in the top-right corner of the「Spot Earn」page.

2. Go to「Spot Earn」to check current holdings, including 「Annualized Yield (Compounded)」, 「10k shares/Day」, and「Participated Amount」.

3. To stop participation, tap「Exit」.

Important Notes

1. Yesterday’s earnings are automatically distributed to your spot account before 18:00 daily—no manual claim required.

2. To end participation, no redemption is needed; simply trade or withdraw assets. The system automatically settles remaining portions based on daily snapshots.

3. First month: LBank subsidizes 10% annualized yield; subsequent months based on actual arbitrage returns from quantitative institutions.

4. Zero management fees and zero transaction fees—100% of earnings go to users.

5. Full asset flexibility, far superior to locked savings products.

Log in to LBank now and start earning on your idle assets in just a few simple steps!