Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
Buy Pay USD (PAYUSD) in Japan
Learn how to buy Pay USD (PAYUSD) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy PAYUSD on LBank
How to Buy PAYUSD on LBank: Payment Methods Overview
Explore the available payment methods for buying PAYUSD on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy PAYUSD.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Pay USD (PAYUSD) on LBank?
Check the preparations required before buying Pay USD (PAYUSD) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy PAYUSD with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Pay USD on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Pay USD. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Pay USD on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Pay USD.
LBank supports multiple payment methods
You can use the following payment methods to purchase Pay USD on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Pay USD you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
18 180-fast24x7 1199 min | 100% | 1.000 USD | 10.00 USDT 10.000 - 10.000USD | Bank Transfer | |
SS Sswap 174 min | 100% | 1.003 USD | 3843.91 USDT 50.000 - 3855.000USD | Wing Money True Money (Cambodia) Bank Transfer (Cambodia) ABA (Cambodia) | |
NI Nita_Global 332 min | 100% | 1.003 USD | 1000.00 USDT 50.000 - 1000.000USD | Wing Money ABA (Cambodia) |
What is Pay USD (PAYUSD)?
The specified token 'Pay USD (payusd)' appears to refer to PayPal USD, commonly known as PYUSD. PYUSD is a stablecoin launched by PayPal and issued by Paxos Trust Company. The primary purpose of PYUSD is to provide a stable digital currency, as it is pegged one-to-one with the U.S. dollar. This means that each PYUSD token is designed to represent one U.S. dollar. PYUSD is fully backed by reserves consisting of U.S. dollar deposits, U.S. treasuries, and similar cash equivalents. Paxos Trust Company conducts regular audits and provides monthly reports on these reserves to ensure transparency. PYUSD operates on the Ethereum blockchain as an ERC-20 token, making it compatible with a wide range of existing wallets, Web3 applications, and both decentralized and centralized exchanges. It is also available on the Solana blockchain. This design aims to bridge the gap between traditional finance and the decentralized Web3 ecosystem. Key features of PYUSD include its stability, easy redeemability, and transparent backing. It is designed for various uses such as facilitating payments, enabling transactions within decentralized applications (dApps), and supporting cross-border payments. Users can buy, sell, and transfer PYUSD within the PayPal and Venmo applications. Its programmability also allows for integration into Web3 platforms for developers. The New York State Department of Financial Services supports the issuance of PYUSD tokens. Learn more
Is Pay USD (PAYUSD) a good investment?
Whether Pay USD (PAYUSD) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Pay USD (PAYUSD) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying PAYUSD on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
Date
2026-05-28
You will earn $-- in profit, with an ROI of --
What can you do with Pay USD (PAYUSD)?
Investment
Buy and hold Pay USD (PAYUSD), expecting its value to increase over time.
Trade
Actively trade Pay USD (PAYUSD) on LBank to profit from price fluctuations.
Pay
Use Pay USD (PAYUSD) to pay for goods and services where accepted.
Why is LBank the best platform to buy Pay USD (PAYUSD)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Pay USD (PAYUSD).
Competitive fees
LBank provides competitive trading fees for Pay USD (PAYUSD).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Pay USD (PAYUSD).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Pay USD (PAYUSD) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Pay USD (PAYUSD) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying PAYUSD, what is the best way to store it?
After buying PAYUSD, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Pay USD (PAYUSD) FAQ
Pay USD (PYUSD) is a stablecoin launched by PayPal, designed to maintain a 1:1 peg with the US Dollar. It is fully backed by US dollar deposits, US Treasuries, and similar cash equivalents. Issued by Paxos Trust Company, PYUSD aims to bridge traditional finance with the Web3 ecosystem, offering a digital dollar for various transactions. Its regulated nature and backing provide a stable asset for users within the crypto space.
PYUSD maintains its peg through a transparent reserve system. Paxos Trust Company, the issuer, mints new PYUSD tokens when US dollars are deposited and redeems them at a 1:1 ratio when fiat is requested. These reserves consist of US dollar deposits, US Treasuries, and similar highly liquid cash equivalents. The reserves are subject to monthly attestations and regulatory oversight by the New York State Department of Financial Services (NYDFS), ensuring transparency and accountability in its backing mechanism.
PYUSD offers a versatile range of applications. Users can seamlessly send payments to friends and family, make online purchases, and conduct cross-border transfers. It facilitates conversion to other cryptocurrencies on platforms like LBank. Additionally, holding PYUSD in integrated digital wallets may offer opportunities for rewards. Its design aims to integrate digital transactions within a familiar financial ecosystem, making it accessible for both everyday payments and advanced crypto interactions.
PYUSD prioritizes safety and security through several mechanisms. It is 1:1 backed by highly liquid assets like US dollars and US Treasuries, providing intrinsic stability. Its issuance by Paxos, a regulated entity, adds a layer of regulatory compliance and oversight. Transparency is further enhanced by monthly reserve reports and independent attestations, verifying its backing. This combination of robust reserves, regulatory adherence, and public audits contributes to its reliability as a stable digital asset.
Generally, there are no fees for buying, selling, holding, or transferring PYUSD to eligible US PayPal Balance accounts. However, users should be aware that network fees, often referred to as "gas fees," may apply for on-chain transfers of PYUSD to external Ethereum or Solana-compatible wallets. Additionally, conversion fees might be incurred when swapping PYUSD for other cryptocurrencies on platforms like LBank or other exchanges.
PYUSD initially launched as an ERC-20 token on the Ethereum blockchain and has since expanded its support to include Solana. This multi-chain compatibility enhances its accessibility and utility across different decentralized ecosystems. Regarding freezing, as a centrally issued and regulated stablecoin, PYUSD incorporates compliance controls. These controls allow the issuer, under lawful orders from regulatory authorities, to freeze or blacklist specific funds or addresses if deemed necessary to adhere to legal and regulatory requirements.
