The 21st Century ROAD to Housing Act, a comprehensive housing legislation that also seeks to ban central bank digital currency (CBDC), passed the Senate vote on Monday.

According to the Senate's official website, H.R. 6644 passed by an 85-5 vote. The bill contains a housing affordability package to boost housing supply in the U.S. and make it more affordable by preventing corporate landlords from dominating the market.

Last week, key senators and House representatives jointly released an updated version of the legislation, which reflects bipartisan, bicameral agreement.

"Housing affordability starts with supply, and this bill makes meaningful progress toward building more homes and lowering costs for American families," House Committee on Financial Services Chairman French Hill wrote in a statement on Monday following the passage. 

Now the bill is headed for a House floor vote, after which it will be sent to the president's desk for a final sign-off. Politico reported last week that House GOP leaders plan to schedule an expedited vote for the bill immediately upon the House's return from recess on June 23.

The 21st Century ROAD to Housing Act includes language banning the Federal Reserve from issuing or creating a CBDC or any digital asset "substantially similar" to a CBDC, effective until Dec. 31, 2030.  

While attaching an anti-CBDC provision to a housing bill is unusual, it highlights a common legislative strategy of hitching unrelated policies to must-pass legislation. House Republicans pushed for the inclusion of the anti-CBDC provision, as previously reported by journalist Eleanor Terrett.

The current Trump administration has taken a firm stance against CBDCs. Last month, U.S. Treasury Secretary Scott Bessent reiterated that CBDCs are clearly "off the table," and that the administration will focus on getting the digital asset-focused Clarity Act across the finish line.