Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy Pendulum (PEN) on LBank
Learn how to buy Pendulum (PEN) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy PEN on LBank
How to Buy PEN on LBank: Payment Methods Overview
Explore the available payment methods for buying PEN on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy PEN.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Pendulum (PEN) on LBank?
Check the preparations required before buying Pendulum (PEN) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy PEN with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Pendulum on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Pendulum. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Pendulum on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Pendulum.
LBank supports multiple payment methods
You can use the following payment methods to purchase Pendulum on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Pendulum you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
18 180-fast24x7 870 min | 100% | 1.000 USD | 10.00 USDT 10.000 - 10.000USD | Bank Transfer | |
ON ONLY-MALAYSAN-MYR 722 min | 100% | 1.000 USD | 4958.18 USDT 10.000 - 3000.000USD | Bank Transfer | |
MY MYR_ DUITNOW_MYR 1084 min | 100% | 1.000 USD | 438.23 USDT 100.000 - 438.230USD | Bank Transfer |
What is Pendulum (PEN)?
Pendulum is a blockchain project designed to bridge the gap between traditional finance and the decentralized finance ecosystem. It is built as a parachain on the Polkadot network using the Substrate framework, which allows it to benefit from the security and interoperability of the broader Polkadot environment. The primary mission of Pendulum is to provide a fiat-optimized smart contract platform that enables the integration of traditional financial services, such as foreign exchange, with modern decentralized applications. A core component of the Pendulum ecosystem is its focus on fiat currencies. The platform provides infrastructure for forex-optimized automated market makers, lending protocols, and yield farming opportunities specifically for fiat-pegged stablecoins. This allows fintech companies and traditional financial institutions to access decentralized liquidity and build blockchain-based services without leaving the realm of fiat-linked assets. One of the most significant technological features of the project is the Spacewalk bridge. This is a trust-minimized bridge that connects the Stellar network with the Polkadot and Kusama ecosystems. Because Stellar is home to a wide variety of fiat-backed stablecoins, Spacewalk acts as a vital link that brings this fiat liquidity into the Polkadot decentralized finance space. The bridge is based on established protocols like XCLAIM to ensure security and decentralization. The native utility token of the Pendulum network is identified by the symbol PEN. This token serves several essential functions within the ecosystem. First, it is used as the gas token to pay for transaction fees on the network. Second, PEN is utilized for staking, where token holders can delegate their tokens to collators who help maintain and secure the blockchain, earning rewards in return. Finally, the token plays a central role in on-chain governance. Holders of PEN can propose and vote on changes to the network, such as the listing of new assets, technical upgrades, and the distribution of ecosystem rewards. The project was developed by the team at SatoshiPay, a company with extensive experience in blockchain-based payments. Pendulum also has a sister network called Amplitude, which operates as a parachain on the Kusama network and serves as a testing ground for new features before they are deployed on the Pendulum mainnet. By focusing on compliant fiat services and cross-chain interoperability, Pendulum seeks to build an open financial future that promotes global economic inclusivity and streamlines cross-border payments. Learn more
Is Pendulum (PEN) a good investment?
Whether Pendulum (PEN) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Pendulum (PEN) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying PEN on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
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Date
2026-05-28
You will earn $-- in profit, with an ROI of --
What can you do with Pendulum (PEN)?
Investment
Buy and hold Pendulum (PEN), expecting its value to increase over time.
Trade
Actively trade Pendulum (PEN) on LBank to profit from price fluctuations.
Pay
Use Pendulum (PEN) to pay for goods and services where accepted.
Why is LBank the best platform to buy Pendulum (PEN)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Pendulum (PEN).
Competitive fees
LBank provides competitive trading fees for Pendulum (PEN).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Pendulum (PEN).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Pendulum (PEN) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Pendulum (PEN) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying PEN, what is the best way to store it?
After buying PEN, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Learn more about Pendulum (PEN)
MorePendulum (PEN) FAQ
Pendulum is a fiat-optimized smart contract blockchain developed as a Polkadot parachain. It serves as a vital link between traditional forex markets and the decentralized finance (DeFi) ecosystem. Unlike many protocols focused on volatile cryptocurrencies, Pendulum is purpose-built to handle on-chain Forex, enabling automated market makers (AMMs) for fiat pairs, cross-border payments, and yield opportunities for stablecoin holders.
Pendulum (PEN) is the primary production network running as a parachain on Polkadot, designed for enterprise-grade fiat services. Amplitude (AMPE) serves as its 'canary network' on Kusama. It acts as a real-money testing ground where new features are deployed and tested by the community before they are officially launched on the Pendulum mainnet.
Users can stake their native PEN tokens by delegating them to network collators to help secure the blockchain. The process typically requires a minimum of 10 PEN. Once unstaked, there is a mandatory 7-day unbonding period before tokens become liquid. Rewards are paid in PEN and fluctuate based on network participation and emissions. Additionally, staking grants governance rights to vote on protocol changes and treasury management.
Spacewalk is a trust-minimized bridge connecting the Stellar ecosystem to Polkadot and Kusama. Since Stellar hosts a wide array of fiat-backed stablecoins, Spacewalk allows these assets, such as EURC or BRL, to move seamlessly into Pendulum’s DeFi protocols. This connection is essential for providing the liquidity needed for efficient on-chain forex services.
PEN tokens are available for trading on major platforms such as LBank and various decentralized exchanges within the Polkadot ecosystem. For storage, users can utilize Substrate-compatible wallets like Talisman, SubWallet, or Polkadot.js. These wallets allow for secure management of assets and provide interfaces for interacting with Pendulum's on-chain features and staking mechanisms.
The PEN token serves three primary functions. First, it is used to pay for gas fees for all network transactions and smart contract interactions. Second, it is utilized for staking to secure the network and earn rewards. Finally, it acts as a governance token, enabling holders to vote on key protocol decisions, such as network parameters and the listing of new fiat assets.
