Dual Investment is a non-principal-protected structured product offered by LBank that allows users to earn attractive yields while setting a target price for future settlement of cryptocurrency assets. It enables users to implement「Buy Low」or「Sell High」strategies based on their market outlook, with the potential to acquire more crypto or stablecoin upon settlement.

Before subscribing, please ensure that you have enabled Google Authenticator to secure your funds, and that you have sufficient asset balance.

How-to Steps

Access「Dual Investment」

  1. Visit the LBank Official Website and log in to your account;

  2. Tap「Earn」>「Dual investment」;

  1. 「Dual Investment」Strategies:

  • Sell High (Deposit BTC/ETH): Set a target price higher than the current market price to potentially sell your crypto at a premium and receive more USDT at settlement.

  • Buy Low (Deposit USDT): Set a target price lower than the current market price to potentially acquire more BTC or ETH at a discount.

Select Your Product

  1. On the Dual Investment page, choose the underlying asset「BTC」or「ETH」;

  2. Select your strategy:「Buy Low」or「Sell High」.

  3. Filter products by investment cycle (All, 1 Day, 2 Days, 3 Days, 8 Days, 15 Days, etc.).

  4. Review available products based on「Target Price」,「Annualized rate(APY)」and「Settlement Date」.

  5. After selection, tap「Subscribe」.

Confirm Sufficient Funds

  1. If your available balance is insufficient, tap「+」to recharge;

  2. If you already hold cryptocurrency: you can either deposit it directly or transfer funds between your LBank accounts.

  3. If you have no cryptocurrency: you may use「One-Click Buy」or「P2P Trading」to acquire assets.

Submit Subscription Order

Set Order Parameters

  1. Review your selected strategy, and confirm「Product Type」;

  2. Enter the「Subscription Amount」(Start from 20 USDT);

  3. Review「Order Cycle」including「Subscription time」,「Expiry Time」and「Settlement Time」;

  4. Review the estimated settlement scenarios accordingly.

Review and Submit

  1. Carefully read and agree to「LBank Dual Investment User Agreement」;

  2. Tap「Subscribe」; Once successful, funds will be locked and the investment will take effect immediately.

View Subscription Order

  1. After subscription, tap「View Order Details」; 

  1. Automatically, access to「Assets > Earn Account」and tap「Dual Investment」to view your subscribed orders.

  1. Tap「Detail」to view more information about the subscription order.

  1. Alternatively, tap「My Holdings」or go to「Assets > Earn Account > Dual Investment」to view your subscribed orders.

 

Settlement at Maturity 

  1. At expiration, the system automatically settles the product:

    • If the reference price reaches or crosses the target price → conversion occurs (e.g., USDT converts to BTC for Buy Low).

    • If the target price is not reached → principal is returned in the original deposited asset plus earned interest.

  2. Proceeds (principal + yield) are automatically credited to your Spot Wallet.

  3. To view settled orders:

    • Go to「Assets > Earn Account > Dual Investment」;

    • Tap「Settled Orders」to view more details of settled orders.

Important Notes

  1. Asset Requirements: Sufficient balance of the deposited currency (USDT, BTC, or ETH) is required. Funds are locked during the investment period and cannot be redeemed early.

  2. Strike Price Setting: Choose a realistic target price based on thorough market analysis. Overly aggressive prices may reduce the likelihood of conversion.

  3. Fees: No subscription fees. Only standard network fees may apply during settlement (details shown on the product page).

Dual Investment is a non-principal-protected product. Cryptocurrency price volatility may result in opportunity cost, forced conversion, or changes in asset value. Past performance is not indicative of future results. Please fully understand the product mechanics, carefully read the terms, and only invest amounts you can afford to risk. LBank does not bear responsibility for any investment losses.

By using LBank’s Dual Investment via the LBank Official Web, users can flexibly capitalize on market opportunities. Beginners are recommended to start with small amounts to familiarize themselves with the mechanics before scaling up.