Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy USD+ (USD+) on LBank
Learn how to buy USD+ (USD+) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy USD+ on LBank
How to Buy USD+ on LBank: Payment Methods Overview
Explore the available payment methods for buying USD+ on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy USD+.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying USD+ (USD+) on LBank?
Check the preparations required before buying USD+ (USD+) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy USD+ with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy USD+ on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy USD+. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for USD+ on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into USD+.
LBank supports multiple payment methods
You can use the following payment methods to purchase USD+ on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the USD+ you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
18 180-fast24x7 466 min | 100% | 1.000 USD | 10.00 USDT 10.000 - 10.000USD | Bank Transfer | |
SS Sswap 174 min | 100% | 1.003 USD | 3843.91 USDT 50.000 - 3855.000USD | Wing Money True Money (Cambodia) Bank Transfer (Cambodia) ABA (Cambodia) | |
NI Nita_Global 332 min | 100% | 1.003 USD | 1000.00 USDT 50.000 - 1000.000USD | Wing Money ABA (Cambodia) |
What is USD+ (USD+)?
USD+ is a decentralized finance project developed by Overnight Finance that provides a yield-bearing stablecoin. The primary goal of the project is to offer a digital asset that maintains a stable value while allowing users to earn passive returns directly in their crypto wallets. The USD+ token is designed to be pegged to the value of the US dollar and is fully collateralized by a basket of other established stablecoins and liquid decentralized finance assets. Unlike traditional stablecoins that might stay static in a wallet, USD+ uses a mechanism called rebasing. This means that instead of the token's price changing, the quantity of tokens held by a user increases daily to reflect the profits generated by the protocol. When the underlying strategies earn a profit, the protocol mints new tokens and distributes them to holders, causing their wallet balances to grow automatically. The project operates across several blockchain networks, including Optimism, Arbitrum, Base, and others. To maintain its stability and generate yield, the protocol deploys its collateral into various low-risk decentralized finance strategies such as lending protocols and stablecoin liquidity pools. This setup is intended to combine the security of a stable asset with the productivity of a money market fund. Transparency is a central focus of the project. It features daily attestations of its reserves, which are conducted by independent third-party entities to verify that the tokens in circulation are fully backed by the underlying assets. Users can interact with the project by minting USD+ using other stablecoins or redeeming it back for the underlying collateral at any time. In addition to its role as a store of value, the token is used within the broader ecosystem for activities like providing liquidity on decentralized exchanges, lending on financial platforms, and as a medium for payments. By automating the yield-generation process, the project aims to make decentralized finance more accessible to users who want their capital to remain productive without needing to actively manage complex investment strategies. Learn more
Is USD+ (USD+) a good investment?
Whether USD+ (USD+) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in USD+ (USD+) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying USD+ on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
Date
2026-05-28
You will earn $-- in profit, with an ROI of --
What can you do with USD+ (USD+)?
Investment
Buy and hold USD+ (USD+), expecting its value to increase over time.
Trade
Actively trade USD+ (USD+) on LBank to profit from price fluctuations.
Pay
Use USD+ (USD+) to pay for goods and services where accepted.
Why is LBank the best platform to buy USD+ (USD+)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling USD+ (USD+).
Competitive fees
LBank provides competitive trading fees for USD+ (USD+).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for USD+ (USD+).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade USD+ (USD+) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for USD+ (USD+) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying USD+, what is the best way to store it?
After buying USD+, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
USD+ (USD+) FAQ
USD+ is a yield-bearing stablecoin pegged 1:1 to USDC. The primary difference is that while traditional stablecoins remain static in a wallet, USD+ is active. It represents collateral that the protocol has invested in conservative DeFi strategies. The profits generated from these investments are paid out daily directly to the holder's wallet, allowing the balance to grow over time without the user needing to manually claim rewards.
The rebase mechanism is a technical process where the quantity of tokens in your wallet increases instead of the token's price fluctuating. If the protocol's strategies generate a profit, the number of USD+ tokens you hold is adjusted upward automatically. For instance, if you hold 100 USD+ and a daily yield is generated, your wallet will automatically show a higher balance the next day, reflecting your earnings without any manual intervention.
The protocol generates yield by allocating the underlying collateral into "neutral-risk" DeFi strategies. These typically include lending on reputable decentralized platforms, providing liquidity in stable-to-stable pools on decentralized exchanges, and employing delta-neutral farming techniques. By diversifying across these conservative paths, the protocol captures interest and trading fees, which are then distributed to USD+ holders through the rebasing process.
Yes, a USD+ balance can decrease if a "negative rebase" occurs. This happens if the underlying DeFi protocols or strategies where the collateral is invested experience a loss or a security breach. Since USD+ is 100% collateralized, a drop in the value of the underlying assets below the required peg results in a reduction of the token balance in user wallets to reflect the actual collateral value. This is a risk factor users should consider.
No, USD+ is not an algorithmic stablecoin. It is 100% collateralized by established stablecoins like USDC, USDT, and DAI. Unlike algorithmic models that use unbacked tokens or complex incentives to maintain a peg, USD+ relies entirely on the value of its underlying assets. This structure is intended to prevent the "death spiral" risks associated with uncollateralized or under-collateralized digital assets.
OVN is the utility and governance token for the ecosystem, used for voting on risk strategies and incentivizing liquidity on decentralized trading platforms. The protocol also features an insurance product where users can stake OVN to protect USD+ holders. In the event of a negative rebase, this insurance fund is designed to absorb the first layer of losses, providing an additional security buffer for the stablecoin's collateral.
