Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy Timeswap (TIME) on LBank
Learn how to buy Timeswap (TIME) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy TIME on LBank
How to Buy TIME on LBank: Payment Methods Overview
Explore the available payment methods for buying TIME on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy TIME.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Timeswap (TIME) on LBank?
Check the preparations required before buying Timeswap (TIME) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy TIME with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Timeswap on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Timeswap. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Timeswap on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Timeswap.
LBank supports multiple payment methods
You can use the following payment methods to purchase Timeswap on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Timeswap you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
18 180-fast24x7 871 min | 100% | 1.000 USD | 10.00 USDT 10.000 - 10.000USD | Bank Transfer | |
ON ONLY-MALAYSAN-MYR 877 min | 100% | 1.000 USD | 4958.18 USDT 10.000 - 3000.000USD | Bank Transfer | |
MY MYR_ DUITNOW_MYR 1183 min | 100% | 1.000 USD | 438.23 USDT 100.000 - 438.230USD | Bank Transfer |
What is Timeswap (TIME)?
Timeswap is a decentralized finance protocol focused on lending and borrowing within the Web3 ecosystem. Established in 2020 by Ricsson Ngo, Ameeth Devadas, and Harshita Singh, the project positions itself as a fully permissionless and oracleless money market. Unlike traditional decentralized lending platforms that rely on external price feeds to determine asset values and trigger liquidations, Timeswap uses a unique mathematical model to facilitate peer-to-peer transactions. The protocol operates using a three-variable automated market maker mechanism. This design allows users to create lending and borrowing markets for any pair of tokens without requiring permission or a centralized price oracle. Because it does not use oracles, the system is designed to be resilient against oracle manipulation attacks, which are a common vulnerability in the DeFi space. A key feature of Timeswap is its approach to loans, which are fixed-term and non-liquidatable. Borrowers provide collateral to secure a loan for a specific duration at a fixed interest rate. Since there are no liquidations during the term of the loan, borrowers do not need to worry about their positions being closed due to sudden market volatility. Instead, the risk is managed at the end of the loan term. If a borrower fails to repay the debt by the maturity date, their collateral is forfeited and distributed to the lenders. The native token associated with the project is known as TIME. This token functions primarily as a utility and governance asset. Within the ecosystem, TIME is used as an incentive mechanism to reward participants such as lenders, borrowers, and liquidity providers. Holders of the token can also engage in protocol governance by staking their tokens to receive voting power. This allows the community to propose and vote on various parameters and features of the protocol, ensuring it remains decentralized and community-driven. Timeswap is built to be multi-chain and is currently deployed on several major networks, including Arbitrum, Polygon, Mantle, and Base. By supporting any ERC-20 token, it enables liquidity and utility for a wide range of assets, including those that may not have deep enough liquidity for traditional lending platforms. This flexibility makes it a foundational tool for users looking to manage time-based financial positions in a decentralized manner. Learn more
Is Timeswap (TIME) a good investment?
Whether Timeswap (TIME) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Timeswap (TIME) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying TIME on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
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Date
2026-05-28
You will earn $-- in profit, with an ROI of --
What can you do with Timeswap (TIME)?
Investment
Buy and hold Timeswap (TIME), expecting its value to increase over time.
Trade
Actively trade Timeswap (TIME) on LBank to profit from price fluctuations.
Pay
Use Timeswap (TIME) to pay for goods and services where accepted.
Why is LBank the best platform to buy Timeswap (TIME)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Timeswap (TIME).
Competitive fees
LBank provides competitive trading fees for Timeswap (TIME).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Timeswap (TIME).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Timeswap (TIME) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Timeswap (TIME) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying TIME, what is the best way to store it?
After buying TIME, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Learn more about Timeswap (TIME)
MoreTimeswap (TIME) FAQ
Timeswap is an oracle-less and fixed-maturity protocol. Unlike traditional lending platforms that rely on external price feeds and liquidators, Timeswap utilizes a unique 3-variable AMM model. This design allows for non-liquidatable loans, meaning borrowers cannot be liquidated during the loan term regardless of market volatility. Pricing and interest rates are determined solely by market demand within each specific pool.
The protocol relies on rational market behavior at the time of maturity. Instead of using third-party price oracles to trigger liquidations, the system handles outcomes at the end of the loan term. If the collateral is worth more than the debt, the borrower is incentivized to repay. If the collateral value falls below the debt, the borrower may choose to default, and the lender receives the collateral instead. This mechanism eliminates risks associated with oracle manipulation.
TIME is a utility and governance token used to incentivize liquidity providers, lenders, and borrowers through boosted pools. Beyond rewards, it is designed to govern protocol parameters such as fee structures and treasury management. It serves as the central coordination tool for the protocol's multi-chain expansion and long-term sustainability.
Users who participated in early protocol phases can claim their tokens at a 1:1 ratio through the official dApp rewards dashboard. The total supply is strictly capped at 1.75 billion tokens. To ensure safety, users should always verify they are interacting with the official protocol and avoid confusing the token with unrelated legacy projects that may share a similar ticker.
Lenders face the risk of receiving collateral instead of their original assets if a borrower defaults at maturity. If the collateral's value is lower than the debt, a loss occurs. Liquidity providers face 'Divergence Loss,' which is similar to the impermanent loss found in standard automated market makers but is influenced by interest rate shifts and the risk of holding defaulted collateral. While early exits are possible, they may be subject to slippage.
Timeswap is a multi-chain protocol available on major networks including Ethereum and various Layer 2 solutions. The upcoming third version of the protocol aims to be the 'end game' for capturing the time value of any digital asset. The team follows a strategy of phased rollouts and rigorous security audits across all supported chains to ensure a stable environment for users.
