Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy StraitsX XUSD (XUSD) on LBank
Learn how to buy StraitsX XUSD (XUSD) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy XUSD on LBank
How to Buy XUSD on LBank: Payment Methods Overview
Explore the available payment methods for buying XUSD on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy XUSD.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying StraitsX XUSD (XUSD) on LBank?
Check the preparations required before buying StraitsX XUSD (XUSD) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy XUSD with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy StraitsX XUSD on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy StraitsX XUSD. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for StraitsX XUSD on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into StraitsX XUSD.
LBank supports multiple payment methods
You can use the following payment methods to purchase StraitsX XUSD on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the StraitsX XUSD you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
ON ONLY-MALAYSAN-MYR 691 min | 91.3% | 1.000 USD | 3356.47 USDT 10.000 - 3000.000USD | Bank Transfer | |
BA Bayon KH 1032 min | 100% | 1.002 USD | 3983.17 USDT 10.000 - 1000.000USD | Wing Money Bank Transfer (Cambodia) ABA (Cambodia) | |
MX MX Exchange 汇旺 766 min | 100% | 1.003 USD | 2240.62 USDT 55.000 - 2200.000USD | Wing Money True Money (Cambodia) ABA (Cambodia) |
What is StraitsX XUSD (XUSD)?
StraitsX XUSD is a digital US dollar stablecoin designed to facilitate global payments, cross-border settlements, and institutional-grade financial infrastructure. It is issued by StraitsX, a fintech company that operates as a Major Payment Institution licensed by the Monetary Authority of Singapore. The project focuses on bridging traditional financial systems with the digital asset economy, with a particular emphasis on the Southeast Asian market. The XUSD token is designed to maintain a stable value by being fully backed on a one-to-one basis with US dollar reserves. These reserves are held in segregated accounts at regulated financial institutions and typically consist of cash, highly liquid assets, and short-term government debt. To ensure transparency and trust, the reserves undergo regular attestations by independent auditors. Technologically, XUSD is built to be blockchain-agnostic. It is currently available as an ERC-20 token on the Ethereum network and a BEP-20 token on the BNB Smart Chain, with ongoing expansions to other high-performance networks like Solana. This multi-chain approach allows the token to be integrated into various decentralized finance applications, including lending protocols and liquidity pools. A key feature of the project is its integration with enterprise-grade infrastructure. It supports programmable payments and is designed to work with digital wallets and "super-apps" to enable seamless retail and business transactions. Furthermore, XUSD supports advanced payment standards that allow for machine-to-machine and AI-agent micropayments, positioning it for use in the emerging automated economy. Primary use cases for XUSD include real-time settlement for digital asset trades, low-cost cross-border remittances, and as a stable medium of exchange for digital commerce. By leveraging distributed ledger technology, the project aims to reduce the inefficiencies, high fees, and long processing times often associated with traditional international banking rails. Through partnerships with major payment platforms and financial institutions, StraitsX seeks to establish XUSD as a core settlement layer for the digital economy in Asia and beyond. Learn more
Is StraitsX XUSD (XUSD) a good investment?
Whether StraitsX XUSD (XUSD) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in StraitsX XUSD (XUSD) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying XUSD on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
Enter
Date
2026-06-03
You will earn $-- in profit, with an ROI of --
What can you do with StraitsX XUSD (XUSD)?
Investment
Buy and hold StraitsX XUSD (XUSD), expecting its value to increase over time.
Trade
Actively trade StraitsX XUSD (XUSD) on LBank to profit from price fluctuations.
Pay
Use StraitsX XUSD (XUSD) to pay for goods and services where accepted.
Why is LBank the best platform to buy StraitsX XUSD (XUSD)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling StraitsX XUSD (XUSD).
Competitive fees
LBank provides competitive trading fees for StraitsX XUSD (XUSD).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for StraitsX XUSD (XUSD).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade StraitsX XUSD (XUSD) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for StraitsX XUSD (XUSD) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying XUSD, what is the best way to store it?
After buying XUSD, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
StraitsX XUSD (XUSD) FAQ
XUSD is a digital stablecoin pegged 1:1 to the United States Dollar. It's designed to facilitate faster, more transparent, and cost-efficient global payments, with a particular emphasis on serving the dynamic Southeast Asian market. Its objective is to provide a reliable digital dollar for various financial transactions.
XUSD is issued by StraitsX, a well-regarded brand of Xfers Pte. Ltd. Based in Singapore, StraitsX operates as a major payment institution. They are widely recognized in the region, particularly for their established Singapore Dollar stablecoin, XSGD, demonstrating their expertise in stablecoin issuance and regulatory compliance.
XUSD serves several important functions. It enables efficient cross-border settlements for businesses, facilitating real-time international payments. Through a partnership with a major regional platform, users can integrate XUSD into digital wallets for everyday services in select markets. Furthermore, XUSD is valuable in decentralized finance (DeFi), acting as a liquid pair on various decentralized exchanges for activities like lending, borrowing, and yield farming.
Yes, XUSD is fully regulated. Its issuer, StraitsX, holds a Major Payment Institution license from the Monetary Authority of Singapore (MAS). This robust regulatory framework ensures that XUSD is designed to meet and comply with Singapore’s upcoming stablecoin regulatory framework, providing a high degree of legal certainty and security for its users and institutional partners within the region.
Every XUSD token is fully backed on a 1:1 basis by one US Dollar. These backing assets are held in segregated accounts at reputable, regulated banks, which include major financial institutions. The reserves primarily consist of highly liquid assets such as cash, cash equivalents, and short-term US government securities, ensuring robust stability and redeemability.
Users frequently inquire about XUSD's advantages over dominant stablecoins. Its key differentiator lies in its strong regulatory status within Singapore, providing enhanced legal certainty and compliance, especially for institutions and users operating within the Southeast Asian region. This localized regulatory backing can offer a distinct advantage and higher trust compared to some offshore stablecoins, making it particularly appealing for regional financial integration.
