Credit / Debit Card
Fee
Variable Fees
Processing Time
Usually within 1 minute, up to 48 hours
Minimum Purchase Amount
Starting from approx. 10–15 USD
Supported Regions
Subject to region, fiat currency, issuing bank, and payment channel support
How to Buy Mezo USD (MUSD) on LBank
Learn how to buy Mezo USD (MUSD) on LBank, including payment methods such as credit cards, debit cards, Apple Pay, and bank transfers, as well as the purchase process, preparations, and FAQs.
Step 1
Download the LBank App
Please download the LBank App and register to get started
Step 2
Fund your account
Deposit using your preferred payment method.
Step 3
Choose your cryptocurrency
Select the crypto you want to buy from over 3,000,000 cryptocurrencies available on LBank Exchange or Wallet.
Purchase Decision Overview
Bank Transfer / Local Transfer
Fee
Variable Fees
Processing Time
Depends on the payment method; some local channels may be faster
Minimum Purchase Amount
Starting from approx. 1–10 USD
Supported Regions
Subject to local payment channel support
Three Simple Steps to Buy MUSD on LBank
How to Buy MUSD on LBank: Payment Methods Overview
Explore the available payment methods for buying MUSD on LBank, including credit card, debit card, bank transfer, Apple Pay, Google Pay, PayPal, and P2P, to quickly choose the most suitable way to buy MUSD.
Credit / Debit Card
Processing Time: Usually within 1 minute; up to 48 hours
Use a Visa/Mastercard that supports international online transactions and ensure 3D Secure is enabled; if it fails, try a different card or try again later
Common Reasons for Failure: The issuing bank declined the cryptocurrency transaction; insufficient balance; 3D Secure verification failed; risk control interception; or region/card network not supported
Bank Transfer / Local Transfer
Processing Time: Instant or 1–3 Business Days
Verify the receiving account, reference code, and transfer network, and use a bank account consistent with your identity verification
Common Reasons for Failure: Incorrect receiving information or reference code; name mismatch; bank processing delay; or unsupported transfer network
What Do You Need to Prepare Before Buying Mezo USD (MUSD) on LBank?
Check the preparations required before buying Mezo USD (MUSD) on LBank, including account registration, identity verification (KYC), payment methods, regional availability, and pre-purchase precautions to help you smoothly complete the BTC purchase process.
Suitable for
Users who want to quickly buy MUSD with fiat
Before You Buy: Checklist
Register and log in to your account
Complete required KYC
Prepare payment method
Confirm regional availability，Check limits / fees / processing time
User Path
Buy Crypto
How to Buy Mezo USD on LBank – Step-by-Step Guide
Before you begin, decide how you’d like to pay:
Pay with fiat
If you're new to crypto, using fiat currency (such as USD, EUR, etc.) is the easiest way to buy Mezo USD. LBank supports various payment methods, including debit cards, credit cards, bank transfers, and other local payment options where available. You may need to fund your LBank account before making a purchase.
Pay with other cryptocurrencies
If you already hold other cryptocurrencies, you can trade them for Mezo USD on LBank. Please make sure that LBank supports the trading pair you need (e.g., Bitcoin (BTC)). LBank offers a wide range of trading pairs, allowing you to conveniently convert your existing crypto into Mezo USD.
LBank supports multiple payment methods
You can use the following payment methods to purchase Mezo USD on LBank:
Mobile app guide
1
Open the LBank mobile app and tap “Buy Crypto”
2
Select “Buy”
3
Choose , enter the fiat currency you want to use, input the amount, then tap “Buy” or “Confirm”
Desktop guide
1
Log in to LBank on your desktop browser and click the “One-Click Buy” option.
2
Under the “One-Click Buy” tab:
(a). Choose the fiat currency you want to use
(b). Select the Mezo USD you want to purchase
(c). Enter an amount or use quick-select options (e.g., 100, 200, 500, max)
(d). Choose your payment method
(e). Click “Confirm” or “Buy now”
P2P Trading
Merchant | Price | Amount ｜ Limit | Payment Method | Action |
|---|---|---|---|---|
LO Loyalty_Trader 596 min | 100% | 0.936 USD | 5265.81 USDT 500.000 - 4928.798USD | Bank Transfer | |
AM AMG_Trading 1132 min | 100% | 0.936 USD | 2286.32 USDT 200.000 - 2139.995USD | Bank Transfer | |
ET ETZ_Trader 1074 min | 100% | 0.936 USD | 3000.00 USDT 500.000 - 2800.000USD | Bank Transfer |
What is Mezo USD (MUSD)?
Mezo Network is a Layer-2 protocol built on Bitcoin that aims to enhance Bitcoin's utility in decentralized finance and everyday financial activities. The project allows users to utilize their Bitcoin without selling it. Mezo USD, or mUSD, is the native stablecoin of the Mezo Network. It is fully backed by Bitcoin reserves and is designed to maintain a consistent value pegged to the U.S. dollar. Users can generate mUSD by depositing Bitcoin as collateral into a smart contract, operating under a Collateralized Debt Position (CDP) model. This mechanism enables Bitcoin holders to access liquidity and spending capabilities without needing to sell their original Bitcoin holdings. The system employs over-collateralization, and positions that fall below a minimum collateral ratio can be automatically liquidated to ensure all mUSD remains fully backed. The Mezo platform is EVM-compatible and utilizes tBTC's infrastructure as a secure foundation for decentralized Bitcoin bridging. Bitcoin itself serves as the native gas token for transactions within the Mezo ecosystem. Furthermore, Mezo has integrated with Wormhole to facilitate multichain access, allowing mUSD to be used across the Mezo Network and the Ethereum mainnet. The development of Mezo is led by Thesis, a venture studio focused on Bitcoin-first projects. The network emphasizes permissionless access, user-friendly design, and robust security, offering a modern approach to managing, borrowing, and transacting with Bitcoin. Users can manage their Bitcoin assets, loans, and collateral ratios directly within the Mezo application. Learn more
Is Mezo USD (MUSD) a good investment?
Whether Mezo USD (MUSD) is a good investment depends on your personal financial situation and risk tolerance. Cryptocurrency investments are speculative and can be highly volatile.
Before investing in Mezo USD (MUSD) or any cryptocurrency, consider the following:
Your financial goals
Are you seeking short-term gains or long-term growth?
Your risk tolerance
How much potential loss are you comfortable with?
Diversification
Don’t put all your eggs in one basket. Spread your investments across different types of assets.
Your goals and time horizon
Cryptocurrencies are best suited for long-term investors. Disclaimer: This is not financial advice. Please do thorough research before making any investment decisions.
Fees, limits, and processing time for buying MUSD on LBank
Compare fees, transaction limits, and estimated processing times across different payment methods. Actual fees and availability may vary by region, fiat currency, payment method, and third-party providers. Please refer to the order page for final details.
ROI calculator
If I invest, how much profit will I make?
Invest
$
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Date
2026-06-04
You will earn $-- in profit, with an ROI of --
What can you do with Mezo USD (MUSD)?
Investment
Buy and hold Mezo USD (MUSD), expecting its value to increase over time.
Trade
Actively trade Mezo USD (MUSD) on LBank to profit from price fluctuations.
Pay
Use Mezo USD (MUSD) to pay for goods and services where accepted.
Why is LBank the best platform to buy Mezo USD (MUSD)?
User-friendly interface
LBank offers a simple and intuitive platform for buying and selling Mezo USD (MUSD).
Competitive fees
LBank provides competitive trading fees for Mezo USD (MUSD).
Secure platform
LBank applies robust security measures to protect your funds.
Diverse trading pairs
LBank offers a wide range of trading pairs for Mezo USD (MUSD).
24/7 customer support
LBank provides customer support to help you with any questions or issues.
Mobile app
Trade Mezo USD (MUSD) anytime, anywhere using the LBank mobile app.
High liquidity
LBank offers excellent liquidity for Mezo USD (MUSD) trading, ensuring you can easily buy and sell your crypto assets.
Regulatory compliance
LBank complies with all regulatory requirements in the jurisdictions where it operates to ensure a compliant and secure trading environment
After buying MUSD, what is the best way to store it?
After buying MUSD, you can choose a storage method based on your usage frequency, holding period, and security needs. If you need to trade at any time, you can store it in your LBank account. If you prioritize self-custody or long-term security, consider using a personal wallet or a hardware wallet.
Store in your LBank account
Suitable for
Users who want to trade or convert at any time
Short-term BTC holders
Features
Ready to use immediately after purchase; easier to use
Ideal for frequent trading, conversions, or using platform features
Security Alert
Please enable 2FA
Please set an anti-phishing code
Only log in through official channels
Transfer to a personal hot wallet
Suitable for
Users who want to manage their own assets
Users who need daily transfers or on-chain usage
Features
More flexible; convenient for daily transfers and management
Better suited for small holdings and everyday use
Security Alert
Do not store seed phrases or private keys in the cloud
Do not save sensitive information via chat tools, email, or screenshots
Stay alert for phishing websites and fake wallet apps
Transfer to a hardware wallet
Suitable for
Long-term BTC holders
High-value holders who prioritize security
Features
Private keys are stored offline, offering enhanced security
Ideal for long-term storage of infrequently moved assets
Security Alert
Securely back up seed phrases offline
Never disclose your recovery phrase to anyone
Assets may be irrecoverable if the seed phrase is lost
Mezo USD (MUSD) FAQ
Mezo USD addresses the challenge for Bitcoin holders who desire to access dollar liquidity without needing to sell their valuable BTC assets. It facilitates the creation of a "Bitcoin circular economy," where users can leverage their Bitcoin as collateral to mint a spendable stablecoin. This innovation allows users to unlock the value of their Bitcoin holdings for everyday transactions and financial activities, bridging the gap between holding BTC and needing stable currency.
mUSD operates using a Collateralized Debt Position (CDP) model. Users deposit Bitcoin (or tokenized Bitcoin variants) into smart contracts to mint mUSD. Each mUSD is fully backed by Bitcoin, with an over-collateralization requirement (typically above 150%, minimum 110%). Positions falling below this ratio are automatically liquidated to safeguard the backing. The system supports redemption for BTC, and arbitrage mechanisms help stabilize the 1:1 USD peg, ensuring mUSD remains fully backed and stable.
Mezo USD is developed by Thesis, a team known for their extensive experience in the Bitcoin and Web3 space, spanning over a decade. They are recognized as the creators of several significant projects, including tBTC, Fold, and Taho. This background demonstrates their commitment to expanding Bitcoin's utility securely and building robust infrastructure within the decentralized finance ecosystem. Their track record instills confidence in the project's foundation and ongoing development.
mUSD is a stablecoin meticulously designed to maintain a precise 1:1 peg with the US dollar. Its supply is directly and algorithmically linked to the amount of Bitcoin collateral deposited by users. This model ensures every mUSD unit is fully backed. Borrowers are incentivized with competitive, low, and fixed interest rates, typically ranging from 1% to 5% on their loans. The system prioritizes capital efficiency through optimized collateralization requirements, fostering a liquid and stable borrowing environment while securing the peg.
Mezo USD prioritizes security through several robust mechanisms. It is 100% backed by Bitcoin reserves, which are fully verifiable on-chain, offering continuous proof-of-reserves. The system enforces over-collateralization, typically maintaining collateral ratios above 150%, with a strict minimum of 110%. Automated liquidation processes are in place to promptly address positions falling below the minimum threshold, ensuring the stability and backing of all mUSD. The protocol is built upon the tBTC bridge, which has a track record of operation since 2020 and has undergone public audits.
Users have multiple avenues to acquire or trade Mezo USD (mUSD). The primary method involves leveraging Mezo's 'Borrow' feature, where users can mint mUSD by depositing Bitcoin as collateral. Additionally, mUSD tokens are available for trading on decentralized exchanges. For those looking to trade on secondary markets, various decentralized exchange platforms offer mUSD pairs, facilitating liquidity and accessibility for users.
